Individual/Family Through Health Insurance Marketplace FAQ’s:
- Any individual or family who is not offered affordable health insurance through their employer.
- If your employer offers coverage and it seems too expensive, call one of our agents. You may still qualify!
- Any individual or family who does not have FULL Medicaid coverage (if you have partial coverage, call and speak to one of our agents to see if you may qualify.)
- Any individual or family who does not have (or is not eligible for) Medicare.
Many plans are available. The plans vary from county to county.
Some counties may have more carriers available than others.
You typically have options between Catastrophic (must be under 30 years old to qualify), Bronze, Silver, and Gold plans from each carrier.
Each plan’s benefits vary, based on several factors. Call and speak with one of our licensed agents to get an accurate quote. They can assist you with choosing which plan may best suit your needs.
- Annual income (based on most recent tax return)
- Recent pay stubs if tax return is not available
- Social Security Benefit Letter (if receiving Social Security)
- Social Security Cards (for anyone on tax return)
- Green Card (if applicable)
- Certificate of Naturalization Or Citizenship (if applicable)
Open Enrollment is from November 1st through January 15th each year.
You can enroll into coverage outside of Open Enrollment only if you are qualified for a Special Enrollment Period. Call our office to see if you qualify.
Open Enrollment coverage starts based on when you enroll. If you enroll between November 1st – December 15th, your coverage will start on January 1st. If you enroll between December 16th – January 15th, your coverage will start on February 1st.
Your coverage effective date will always be the 1st of the month.
Call one of our licensed agents to see if you qualify for a Special Enrollment Period (SEP). They can better assist you from there.
We have a local office with live agents where you can enroll.
Call one of our licensed agents at 864-513-2333. You could be enrolled in as little as 15 minutes!
The Health Insurance Marketplace offers people access to subsidized plans and cost savings through the Affordable Care Act (ACA). The plans available are based on your household size and income range. Therefore, premiums and benefits will be different, based on those factors.
If you have already looked on Healthcare.gov for insurance quotes, please call one of our licensed agents. They will review your information and see what options may be best suited for you.
If you lost coverage outside of Open Enrollment, you will likely qualify for a Special Enrollment Period (SEP). Call one of our licensed agents to see if you qualify to enroll with a Special Enrollment Period. If you are in need of coverage, do not wait. Most SEP’s only have a 60-day window, starting on the day you lose coverage. If you miss the window, you may be forced to wait until the next Open Enrollment period to enroll into coverage.
Have more questions? Call one of our licensed agents today!